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ZOPA was the first P2P lender in the UK. Zopa was founded in March 2005 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett
ZOPA means Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.
In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.
Zopa has a yearly celebration in Central London for its investors so they can all network
Typical returns ranges between 3.3% ~ 5% but is subject to P2P market variations.